Table of Contents
- Personal Capital App For Mac Pro
- Download Personal Capital
- Personal Capital App For Mac
- Personal Capital App For Mac
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- Best Money Management App: Mint
- Best Tracking Expenses App: Wally
- Best Cryptocurrency App: Coinbase
- Best App for Freelancers: Tycoon
Managing money, sticking to a budget, and even handling investment decisions are easier than ever before, given the plethora of personal finance apps out there.
But not every mobile money management tool is worth downloading. You can take some of the guesswork out of digitizing your finances with this list of the top personal finance apps of 2019. Each of the eight is designated the 'best' for a particular purpose, although several fulfill more than one aim.
Mar 14, 2012 PERSONAL CAPITAL FOR APPLE WATCH Set a spending target and track it on the go. Quickly check your status by day, week, month or year. Access your spending simply by checking the date. BANK-LEVEL SECURITY You can use the Personal Capital app with confidence.
While this list is made up of primarily budgeting apps, if you're more interested in making investments for your future, Investopedia's list of best investment apps is where you will find apps that are designed for investing in stocks and other assets.
Best Money Management App: Mint
- Download Capital Bank US Mobile Banking for PC/Mac/Windows 7,8,10 and have the fun experience of using the smartphone Apps on Desktop or personal computers. Description and Features of Capital Bank US Mobile Banking For PC: New and rising Finance App, Capital Bank US Mobile Banking developed by First Tennessee Bank for Android is available for free in the Play Store.
- Once linked, Personal Capital provides a wealth of information about your portfolio. From asset allocation to investing fees, this tool gives you easy insight into your investment portfolio.
Hands down, the free Mint app from Intuit Inc. (INTU)—the company behind QuickBooks and TurboTax—is an effective all-in-one resource for creating a budget, tracking your spending, and getting smart about your money. You can connect all your bank and credit card accounts, as well as all your monthly bills, so all your finances are in one convenient place.
Mint lets you know when bills are due, what you owe, and what you can afford to pay (based on your available funds). The app can also send you payment reminders or warn you if you're approaching budget limits. Based on your habits, Mint even gives you specific advice to gain more control over your spending. The free credit score is a nice bonus, too.
Special features: Shows your real-time credit score
This app is for you if: You want to know how much money you have at any given time across multiple accounts and cards.
Mint is currently only available in the U.S. and Canada. The app Emma is the U.K. alternative.
Best Debt App: You Need a Budget
You Need a Budget (YNAB) is unlike any other budgeting app you've used before. YNAB helps you stop living paycheck to paycheck, pay down debt, and 'roll with the punches' if something unexpected comes up. It's built around a fairly simple principle: Every dollar has a 'job' in your personal budget, be it for investment, for debt repayment, or to cover living expenses.
You Need a Budget doesn't let you create budgets around money you don't have; it forces you to live within your actual income. If you get off track (and who doesn't occasionally?), YNAB helps you see what you need to do differently to balance your budget. The built-in 'accountability partner' keeps you on your toes. Although users pay a monthly or annual fee for YNAB, many feel the service and support are worth it. Online classes with a live instructor for Q&A to help you learn budgeting basics are included. In fact, YNAB is so effective that the average user pays off $500 in debt the first month. If nothing else, the financial commitment encourages you to use the app.
Special features: Not only can you set up weekly/monthly budgets (all personal finance apps do that) but you can also set up budgets or individual projects, like 'Christmas gifts.'
This app is for you if: Every other attempt you've made to get your budget in check has left you frustrated and hopeless.
Best Tracking Expenses App: Wally
If you're the sort of person who'd love to be as organized with tracking your personal expenses as you are with filing your professional expense reports, you'll love the totally free Wally app. Instead of manually logging your expenses at the end of the day (or week or month), Wally lets you take a photo of your receipts. And if you use geo-location on your device, it even fills in that info, saving you several steps.
Wally is a clean, streamlined app that's extremely convenient and easy to use. It's a great choice if you like more insight into where your money is going.
Special features: You can take a photo of your receipts instead of manually entering numbers. Less typing equals fewer, fat-fingered errors.
This app is for you if: Your previous attempts to track expenses were abandoned within a month because you hated entering them.
Personal Capital App For Mac Pro
Best App for Easy Saving: Acorns
Want to harness the benefits of automating good financial behavior? If that sounds complicated, the Acorns app decidedly isn't. Basically, every time you make a purchase with a card, you've connected to the app, Acorns rounds it up to the next highest dollar and automatically invests the difference in a portfolio of low-cost exchange-traded funds (ETFs) that you select based on your risk preference.
Acorns put your pocket change to work in an utterly painless way; users say that they never notice the difference. Wouldn't you love to find an extra $300 or $500 or even $1,500 in your investment account each year?
Acorns is free to college students, and pricing starts at just $1 per month for pretty much everyone else.
Special features: You can set up your Acorn app to automatically invest your savings without knowing about it.
This app is for you if: You have never owned a share of stock because you thought you didn't have enough money to invest.
Best Cryptocurrency App: Coinbase
A digital currency exchange platform, Coinbase allows you to trade most of the majors—Bitcoin, Bitcoin Cash, Ethereum, Ethereum Classic, and Litecoin—and plans to add further assets in the near future. The app is a stripped-down version of the desktop version, and its simple interface makes it even easier to use.
Once you verify for your identity (by uploading your passport or other personal documents), you can access spending limits of $25,000 per day.
Special features: You can set up price alerts in advance so that you know when your target sell/buy price has been met.
This app is for you if: You want to get started buying and selling cryptocurrency or sending it to friends.
Best Investing App: Robinhood
Robinhood is a game-changing investing app with a very unique and unbeatable feature: Transactions are free for stocks, ETFs (some 2,000 of them), options, and American depository receipts (ADRs). The app makes money by upselling premium services like margin trading and payment for order flow. It's also one of the very first personal investing apps to offer Bitcoin trading capabilities. Along with no commissions, there are no account minimum or maintenance fees.
Special features: 'Cards' appear on your screen to give you real-time news alerts and market information. They sound intrusive but they're actually helpful, and you can customize them or opt out altogether.
This app is for you if: You like free stuff and you're brand new to investing.
Best App for Freelancers: Tycoon
Tycoon was founded by supermodel Jess Perez, whose portfolio includes posing for Victoria's Secret and Sports Illustrated's swimsuit edition. Perez noticed that models, like many freelancers, were often paid very late for their work, sometimes months or even years after the contractually required payment period. And it's hard for freelancers to keep track of multiple projects, especially since they're usually in the middle of one when another comes in.
Though popular with those in the fashion industry (photographers, stylists, etc.), Tycoon can be valuable for any self-employed person. It lets you standardize the details of a gig, put in a timetable for it, and keep track of payments that have come in, are scheduled to come in, or that are past due—your own little balance sheet, so to speak. It also makes it easy to see, at a glance, which clients have not paid you yet.
Special features: Tycoon App is catered to a freelancer's special needs, such as calculating take-home pay (minus taxes and agent commission) so you can decide whether or not to even accept a gig.
This app is for you if: You want to decide whether it's worth it for you to take a certain job. Time, after all, is money.
Best Cost-Splitting App: Venmo
Venmo was acquired by Paypal in 2013 for $800 million. The app is similar to PayPal, but, in the words of the official site, 'is unique in that Venmo allows users to share and like payments and purchases through a social feed. The service is popular with the millennial generation.'
If you want someone to pay you, you send them your personal QR code so they can add you as a recipient. The limit for transactions is $299.99 in a given week. If you set up for authorized merchants payments, your limit for sending funds is $2,999.99 weekly.
Special features: If you choose, you can share your transactions with your friends or even the whole Venmo-using world.
This app is for you if: You are the type of person to share your Fitbit running data on your social media feed.
(Sheila Olson contributed to this piece)
Best Personal Finance Software 2019 - Programs for Mac, Windows PCs
We spent over 60 hours testing 20 personal finance apps and programs to find the best budgeting and money management tools. Our choice for the best personal finance software is Quicken Premier. It combines the best budgeting tools with easy-to-use tax reporting. It can track your investments by letting you compare your portfolios with the market, as well as allowing you to track fund fees and set retirement goals. Quicken Premier is the most complete program we reviewed and a good choice for anyone looking to get a better handle on their finances.
Best OverallQuicken Premier
Quicken Premier connects quickly to your bank accounts and easily tracks your spending and your investments. It offers useful budgeting tools like online bill pay and budgeting alerts. Google home app for mac free download free.
Best ValueQuicken Starter
When looking at the number of features available versus the cost, we found the Quicken Starter hits the sweet spot. It has the same budgeting tools as Quicken Premier but doesn’t track investments.
Best Mobile AppBuxfer
Buxfer is the best mobile app we reviewed. It’s incredibly easy to keep track of your spending and set up alerts for when you deviate from your budget. https://barnew588.weebly.com/flume-app-for-mac-os-1094.html. It is one of the easiest programs to use that we reviewed.
Product | Price | Overall Rating | Connectivity | Budgeting | Reporting | Personal Investing | Noteworthy Feature | Best For | Options & Functionality | Bank & Credit Union Accounts | Credit Card Accounts | Investment & Retirement Accounts | Works on PC & Mac | Browser-Based | Mobile Apps | Budgeting Simplicity | Online Bill Pay | Budget Alerts | Track Remaining Budget | Copy Budget to Next Month | Goal Tracking | Net Worth Overview | Spending Reports | Cash Flow Reports | Personal Investing Reports | Tax Reports | Export to Tax Program | Portfolio Overview | Track Performance | Display Asset Allocation | Compare Portfolio to Market | Track Fund Fees | Retirement Goals | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Quicken Premier | View Deal | 4.5/5 | 8.3 | 10 | 10 | 10 | Portfolio X-Ray | Investment Management | 100% | 100% | ✓ | ✓ | ✓ | - | - | ✓ | 100% | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | PC Only | ✓ | ✓ | ✓ | ✓ | PC Only | ✓ | ✓ | ✓ |
Moneydance | View Deal | 4/5 | 8 | 8.3 | 8 | 6 | P2P Lending Accounts | Reporting | 80% | 85% | ✓ | ✓ | ✓ | ✓ | - | ✓ | 100% | ✓ | - | ✓ | ✓ | - | ✓ | ✓ | ✓ | ✓ | ✓ | - | ✓ | ✓ | ✓ | - | ✓ | - |
Buxfer | View Deal | 4/5 | 10 | 7.5 | 5 | 4 | Links to PayPal | Forecasting Budget | 100% | 70% | ✓ | ✓ | ✓ | ✓ | ✓ | Android, iOS & Windows | 100% | - | ✓ | ✓ | ✓ | - | ✓ | ✓ | ✓ | - | - | - | ✓ | ✓ | ✓ | - | - | - |
Quicken Starter | View Deal | 4/5 | 7 | 9.5 | 7.8 | 1.3 | Snap & Store Receipts | Simple Budgeting | 100% | 100% | ✓ | ✓ | - | PC | - | ✓ | 100% | ✓ | ✓ | ✓ | ✓ | - | ✓ | ✓ | ✓ | - | ✓ | - | - | - | - | - | - | - |
Banktivity | View Deal | 3.5/5 | 7 | 7 | 9.3 | 4 | Apple Watch App | Reporting | 90% | 80% | $ | $ | $ | Mac | - | iOS | 100% | ✓ | - | ✓ | - | - | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | - | - | - |
CountAbout | View Deal | 3.5/5 | 9.8 | 5.8 | 5.5 | 3 | Customizable Categories & Tags | Simple Budgeting | 100% | 80% | Premium | Premium | Premium | ✓ | ✓ | ✓ | 80% | - | - | ✓ | ✓ | - | ✓ | ✓ | ✓ | - | - | - | ✓ | ✓ | - | - | - | - |
Mvelopes | View Deal | 3.5/5 | 9.8 | 6 | 5.5 | 1 | Financial Coaching | Envelope Budgeting | 100% | 80% | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | 75% | - | - | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | - | - | - | ✓ | - | - | - | - | - |
Moneyspire | View Deal | 3.5/5 | 7 | 7.5 | 5.3 | 6 | Print Checks | Paying Bills | 75% | 75% | Plus | Plus | Plus | ✓ | - | iOS | 80% | Plus | - | ✓ | ✓ | - | ✓ | ✓ | ✓ | - | - | - | ✓ | ✓ | ✓ | - | ✓ | - |
YNAB | View Deal | 3.5/5 | 8 | 7 | 4.8 | 1.3 | Works with Amazon Alexa and Apple Watch | Budgeting | 75% | 65% | ✓ | ✓ | - | ✓ | ✓ | Android, iOS & Amazon Echo | 100% | - | - | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | - | - | - | - | - | - | - | - | - |
BankTree | View Deal | 3.5/5 | 7.5 | 5.3 | 6.3 | 9 | Supports Multiple Currencies | Investment Management | 75% | 80% | $ | $ | $ | PC | - | ✓ | 70% | - | - | ✓ | ✓ | - | ✓ | ✓ | ✓ | ✓ | - | - | ✓ | ✓ | ✓ | ✓ | ✓ | - |
iFinance | View Deal | 3/5 | 6.3 | 7 | 5.5 | 3 | Apple Watch App | Tracking Multiple Budgets | 65% | 80% | ✓ | HBCI support required | ✓ | Mac | - | iOS | 80% | German banks only | ✓ | ✓ | ✓ | - | ✓ | ✓ | ✓ | - | - | - | ✓ | ✓ | - | - | - | - |
MoneyLine | View Deal | 3/5 | 6.3 | 4.8 | 6.3 | 2 | Transaction Management | Simple Budgeting | 75% | 80% | ✓ | ✓ | ✓ | ✓ | - | - | 90% | - | - | ✓ | - | - | ✓ | ✓ | ✓ | ✓ | - | - | ✓ | - | ✓ | - | - | - |
Best Overall
Quicken Premier
Best tools for managing investments
Pay your bills through Quicken
Since it is a desktop app, you must be at your computer to use it
Our pick for the best personal finance software is Quicken Premier. Quicken is one of the most well-known names in personal finance, and it is constantly updating its software with new features.
The version of Quicken Premier we tested was incredibly easy to connect to any bank to track finances.
When you connect the program to your account, it will import your transactions and categorize them automatically. If something is incorrect, you can edit it. The categories are used to help you organize your budget. Quicken color-codes your budget, green for within budget and red for over budget. The program sends alerts when you approach or exceed your budget. Quicken gives you multiple options for setting up your budget. You can keep the same limit each month, or direct any unused amount to roll over into the next month.
Where Quicken Premier stands out is in its tools for managing investments. If you own stocks or other securities, this is the best choice for you. Its tools analyze your portfolio and compare its performance with the market. You can also create retirement goals and use the calculator to evaluate your finances and determine what you need to save toward your retirement goals.
When you connect the program to your account, it will import your transactions and categorize them automatically. If something is incorrect, you can edit it. The categories are used to help you organize your budget. Quicken color-codes your budget, green for within budget and red for over budget. The program sends alerts when you approach or exceed your budget. Quicken gives you multiple options for setting up your budget. You can keep the same limit each month, or direct any unused amount to roll over into the next month.
Where Quicken Premier stands out is in its tools for managing investments. If you own stocks or other securities, this is the best choice for you. Its tools analyze your portfolio and compare its performance with the market. You can also create retirement goals and use the calculator to evaluate your finances and determine what you need to save toward your retirement goals.
Best Value
Quicken Starter
Lowest cost of any of the programs we reviewed
Can use the app to save receipt information
Doesn’t work on Mac
Quicken Starter is a scaled-down version of Quicken’s personal finance software. With a cost of $39.99, this is among the lowest-cost programs we reviewed.
![Personal capital app review Personal capital app review](/uploads/1/3/3/9/133907255/204504245.jpg)
This is our best value option because it gives you the same useful budgeting tools as Quicken Premier.
Quicken Starter connects directly to your accounts and imports your balances and transactions, automatically categorizing them. You can manually adjust the categories if default tags don’t match your budget.
Budgets are easy to create and can be divided into categories to track how much you spend on groceries, rent and other items. You can set up email or text alerts for when you approach or exceed your budget limit in a certain category. The Quicken mobile app also lets you check on your budget from your phone. You can also use the app to take pictures of receipts and add those to your records.
Quicken Starter has no tools for monitoring or tracking your investments. You can’t import information about your investments or use any of the tools for tracking fees or creating retirement savings goals. If you just want a personal finance program to track your spending and manage a budget, not having those investment tracking features shouldn’t be a deal breaker.
Quicken Starter connects directly to your accounts and imports your balances and transactions, automatically categorizing them. You can manually adjust the categories if default tags don’t match your budget.
Budgets are easy to create and can be divided into categories to track how much you spend on groceries, rent and other items. You can set up email or text alerts for when you approach or exceed your budget limit in a certain category. The Quicken mobile app also lets you check on your budget from your phone. You can also use the app to take pictures of receipts and add those to your records.
Quicken Starter has no tools for monitoring or tracking your investments. You can’t import information about your investments or use any of the tools for tracking fees or creating retirement savings goals. If you just want a personal finance program to track your spending and manage a budget, not having those investment tracking features shouldn’t be a deal breaker.
Best Mobile App
Buxfer
Buxfer Pilot$1.99
Buxfer Plus$3.99
Buxfer Basic
Easy-to-use mobile app
Shared-expense tracking lets you divide costs with roommates, friends or family
You can’t create savings goals
Having a mobile, web-based personal finance program makes it easy to track your spending and expenses from anywhere.
Once you create an account with Buxfer and download the app, you can connect it your bank and credit card accounts. Once connected, your balances and transactions are added to Buxfer and automatically categorized. You can also edit the information if the automatic categorization isn’t accurate.
Creating a budget with Buxfer is easy. You set an overall spending limit for each week, month and year you intend to budget. You can use the categories to further refine your budgeting. The budgets are color-coded. One advantage of being primarily app-based is that you can always have your budget available and reference it when you’re out shopping. Buxfer also has shared-expense tracking, which lets you send money to others, especially useful if you split rent or utilities with roommates.
Buxfer offers simple reports that help you visualize your spending. You can use the pie charts to determine what percent of your income you spend on various categories. Line graphs give you a quick view of your income versus your expenses. One drawback of Buxfer is that you can’t set up savings or retirement goals.
Creating a budget with Buxfer is easy. You set an overall spending limit for each week, month and year you intend to budget. You can use the categories to further refine your budgeting. The budgets are color-coded. One advantage of being primarily app-based is that you can always have your budget available and reference it when you’re out shopping. Buxfer also has shared-expense tracking, which lets you send money to others, especially useful if you split rent or utilities with roommates.
Buxfer offers simple reports that help you visualize your spending. You can use the pie charts to determine what percent of your income you spend on various categories. Line graphs give you a quick view of your income versus your expenses. One drawback of Buxfer is that you can’t set up savings or retirement goals.
Best for Investors
Moneydance
Connects to brokerage accounts, letting you monitor your assets
Doesn’t send alerts when you approach a budget limit
If you have investments and brokerage accounts, Moneydance is one of the best options for you.
This program has tools to help you track your investments and monitor the progress of your portfolio. It syncs to your brokerage account and shows your balances and trades. In addition, it has reports that let you track your transactions and the performance of your investments. Moneydance is an easy-to-use program that lets you categorize your spending so you can see how much you spend and what you spend it on. You can also sync to your bank and P2P lending accounts to directly import your transactions.
Best for Envelope Budgeting
Mvelopes
Mvelopes Basic$4
Mvelopes Plus$19
Mvelopes Complete$59
Easy to set up and import transactions
Mvelopes is one of the best programs if you practice envelope budgeting.
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With this method, you split your budget into envelopes marked with categories such as groceries, bills or entertainment. You then purchase items with money from the envelope category they fall under. Mvelopes lets you track your expenditures by assigning them to digital envelopes. When you exceed a spending limit, the envelope balance changes to red, and the program prompts you to address the situation by adding funds or letting it stay negative. This is a good way to visualize your spending and track where your money goes. One drawback is it doesn’t send you an alert when you go past a limit.
Why Trust Us?
We’ve reviewed personal finance software for 12 years. For this most recent update, we spent 60 hours using 20 programs before settling on the best 10. You may notice that some newer apps don’t appear in our reviews. We chose not to include free services like Mint or Personal Capital, though we may reconsider in future updates.
We did look at both of these programs. Mint is one of the most popular personal finance apps. It also offers a free credit score and has a wide range of alert options. Personal Capital doesn’t have budgeting tools, but it lets you track all your accounts and is very well-suited to people with investments they want to track.
How We Tested
To test these programs, we purchased or downloaded complete trials and used them to create budgets, connect to a bank account and monitor how well each program performs. We found that setting up your budgeting software can take some time, so be sure to give yourself an hour or possibly more. The best programs connect automatically to your bank, credit card or investment accounts directly. A few require you to import through Dropbox or another intermediary. Our Options & Functionality Score reflects this; anything with an 80 percent or above is easy to connect.
Once our transactions were imported, we let the program categorize them for us and began creating budgets. We noted the tools each program has to simplify the budgeting process, and whether you can copy the budget from month to month and set up recurring payments.
To make sure we tested these programs for all manner of financial scenarios, we also looked at the tools for monitoring investments. Many of the programs at least give you an overview of your portfolios and track their performance. The more extensive personal finance programs allow you to compare your portfolio to the rest of the market.
Personal Capital App For Mac
How Much Does Personal Finance Software Cost?
Personal Capital App For Mac
Personal finance software can cost as little as nothing or as much as $130 – much depends on what you want your software to do and if you prefer using an app, an online portal or a program downloaded to your computer. There are free apps like Mint and more robust apps like You Need A Budget, which costs $6.99 a month. If you have investments or need more complicated budgeting and accounting tools, a program you download may be your best choice. These usually cost around $50 to $130.
How to Choose a Personal Finance Software
Before settling on a personal finance program, take stock of what you need it for and how you’ll use it. Everyone’s financial situation is different, and some of these programs may not suit all your needs.
Basic Budgeting
If you need to get a handle on your finances and track your spending, each of these programs offer something for you. A budget can be as simple or complex as you need. You may want to simply track your total spending, or you may want to divide it into a range of categories. Some people like the envelope budgeting method, which allows you to set aside money each month for specific items or goals. Mvelopes is a good program that utilizes this method.
If you need to get a handle on your finances and track your spending, each of these programs offer something for you. A budget can be as simple or complex as you need. You may want to simply track your total spending, or you may want to divide it into a range of categories. Some people like the envelope budgeting method, which allows you to set aside money each month for specific items or goals. Mvelopes is a good program that utilizes this method.
Goal-oriented Budgeting
If you’re budgeting because you want to save toward a goal, say a down payment on a home or for retirement, many of the programs offer tracking tools that let you set aside an amount each month and track your progress. Using personal finance programs to manage your budget can help you find areas you’re overspending in or ways you can cut back your spending to make your goals.
If you’re budgeting because you want to save toward a goal, say a down payment on a home or for retirement, many of the programs offer tracking tools that let you set aside an amount each month and track your progress. Using personal finance programs to manage your budget can help you find areas you’re overspending in or ways you can cut back your spending to make your goals.
Tracking Investments
Not everyone invests money in the stock market, but if you do, you’ll need a program that can cover the full breadth of your financial picture. Many of the programs we tested integrate with your financial firm and can at least give you a top-level look at your portfolio. The best let you track your performance and compare your portfolio with the market. If investment tracking isn’t what you need, you can find a lower-cost program with the budgeting features you’re looking for.
Not everyone invests money in the stock market, but if you do, you’ll need a program that can cover the full breadth of your financial picture. Many of the programs we tested integrate with your financial firm and can at least give you a top-level look at your portfolio. The best let you track your performance and compare your portfolio with the market. If investment tracking isn’t what you need, you can find a lower-cost program with the budgeting features you’re looking for.
Best Free Personal Finance Apps
Most of the personal finance programs we reviewed cost money to download or sign up for, and a few have monthly subscriptions. If you’re just starting to budget and track your finances, take a look at some of these free apps:
Mint: This is a free budgeting app developed by Intuit, the same company responsible for Quicken. Mint is free to download and use. Once you install it, you sync it to your bank and credit card accounts, and it pulls all that information into one main dashboard. Mint categorizes your transactions, so you can check your bank and credit card balances at a glance. It even goes a step beyond and lets you check your credit score and investment performances as well as your home’s value.
Mint automatically creates a budget for you, though you can adjust it depending on your needs. You can also set up alerts to tell you if you’ve gone beyond your budget or have a bill coming up. One drawback of using a free app like Mint is you get ads and promotional offers.
Clarity Money: This is a relatively new app, owned by Goldman Sachs. It's very similar to Mint in that it syncs to your bank accounts, tracks spending and sends alerts when you have a bill due. However, it stands out by monitoring your subscriptions to services and websites, and it can cancel them for you. Clarity Money gives you a good picture of your finances, but if you need more in-depth budgeting tools, it may not be as useful.
PocketGuard: This is a basic app that tracks your spending. It doesn’t have many additional features and may not be good for reconfiguring your entire budget, but it’s a useful way to see how much money you have on hand.